insurance
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Direct and spillover effects of access to health insurance in India
Demand for insurance is high even at the actuarially fair price and receiving it alongside peers increases utilisation, yet health effects are elusive
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Combining improved seed varieties and index insurance to address drought losses
Bundling genetic and financial technologies can make small-scale agriculture more resilient and productive
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God insures those who pay: Formal insurance and religious offerings in Ghana
An experiment reveals that church members enrolled in formal insurance give less money to their church and to other charitable organisations
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Is mobile money changing the rural landscape? Evidence from Mozambique
The introduction of mobile money promoted migration out of rural areas by easing long-distance transfers and increasing resilience
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Subsidy policies and insurance demand
Subsidy policies combined with financial education can generate learning from experiences and promote long-run insurance take-up
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The challenges of universal health insurance in Indonesia
A large-scale randomised experiment reveals that temporary health insurance subsidies can improve take-up at no additional cost to the government
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Flexible credit repayment and risk taking in Bangladesh
Lack of insurance is a key constraint to small firms. Flexibility sees improved outcomes and socioeconomic status, combined with lower default rates.
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Protecting insecure farmers
Lorenzo Casaburi on how timing is crucial for increasing crop insurance adoption among smallholder farmers. Pay-at-harvest premiums could be a solution.
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Agricultural markets in ‘rising’ Africa
Recent empirical research on sub-Saharan African agricultural markets paints a cautiously optimistic picture of supply chain performance