microcredit

Evidence from India shows that women’s microcredit groups stimulate women’s political participation by building their networks

Labeled microcredit loans increase the take-up of safe toilets, but take-up and conversion are influenced by intra-household gender differences in perceptions and bargaining power

Disbursing microfinance loans through mobile money accounts empowers female entrepreneurs to resist pressure to share loans with others

By allowing risk sharing, joint-liability lending can foster entrepreneurship among microcredit borrowers

Borrowers who receive loans for a fixed asset run larger businesses and see higher profits, with positive impacts on household consumption

A series of experiments in India provide insights into ways microfinance can be refined to strengthen its impact for the world’s poorest women

Incentivising accuracy in peer evaluations of microentrepreneurs can support the allocation of capital to those with the greatest likelihood of growth

Microcredit trials show only moderate variation in effects across different settings, suggesting that the average effects of these loans are small