Johannes Kinzinger is a Portfolio Manager responsible for the design and implementation of projects in the fields of energy and financial sector within the West Africa department of KfW Development Bank in Frankfurt. Prior to joining KfW Development Bank, Johannes worked as Monitoring and Evaluation Consultant for the International Finance Corporation (IFC) supporting the knowledge and learning agenda of the IFC-MasterCard Partnership for Financial Inclusion. His research focused on characteristics of microfinance clients as well as the factors that influence the take-up and usage of financial services in Sub-Saharan Africa. Johannes holds a Master of Science Degree in International Economics and Business from the University of Groningen as well as a Master of Arts Degree in International Economics from the University of Goettingen.