access to finance
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Better financial contracts can unlock business growth in Kenya
Flexible financing for ‘last-mile’ distributors boosted profits across a food supply chain in Kenya.
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The macroeconomic costs of the caste system in India
The caste system in India discriminates against lower-ranked castes, reducing their access to finance and dampening their entrepreneurial potential. This social norm imposes significant macroeconomic costs, ultimately impeding economic development.
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Financial access boosted labour market outcomes in Brazil
Access to vehicle financing in Brazil improved mobility and generated large returns (12-15% per year) through improved labour market outcomes
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High-speed internet, financial technology and banking
High-speed internet enhances the role of banks in Africa by reducing telecommunication costs and fostering the banks’ adoption of new financial technologies, such as the real-time gross settlement (RTGS) payment system
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Empowering women in Tunisia through cash grants and financial training
A cash grant and training programme had a range of benefits for women in Tunisia, but only improved participation in income-generating activities for women who attended training without their partner
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Finance and climate resilience
Broadening access to finance can enable communities to adapt to large adverse climatic shocks and reduce emigration
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Indirect effects of access to finance: Evidence from China
Access to finance improved firm performance, product quality and price, but disadvantaged competitor firms
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Costs and benefits of helping firms formalise in Malawi
A cheap intervention increased firm registration but failed to impact tax registration, negating potential tax revenue
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The benefits of financial inclusion in Rwanda
Positive spillovers of a microcredit expansion programme on the commercial banking system can foster local development