Testing financial innovations: Increasing loan repayment using digital collateral An experiment in Uganda shows that securing a loan with digital collateral can lead to positive benefits for both borrower and lender Finance Paul Gertler Brett Green Published 18.06.21
When transparency fails: Financial incentives for local banking agents in Indonesia In contexts where information on new financial technologies is limited, publicly disclosing an agent’s financial incentives negatively impacts take-up Finance Erika Deserranno Gianmarco León-Ciliotta Firman Witoelar Published 04.06.21
Increasing female enterprise growth through mobile money: Experimental evidence from Uganda Disbursing microfinance loans through mobile money accounts empowers female entrepreneurs to resist pressure to share loans with others Finance Emma Riley Published 12.05.21
Can joint-liability microcredit help to share entrepreneurial risks? Insights from Mongolia By allowing risk sharing, joint-liability lending can foster entrepreneurship among microcredit borrowers Finance Orazio Attanasio Britta Augsburg Ralph De Haas Published 11.05.21
Helping graduated borrowers through asset-based microfinance: Evidence from Pakistan Borrowers who receive loans for a fixed asset run larger businesses and see higher profits, with positive impacts on household consumption Finance Faisal Bari Kashif Zaheer Malik Muhammad Meki Simon Quinn Published 10.05.21
How credit market competition increases employment and productivity: Evidence from India Increasing competition between banks in India can improve the lending standards of government banks and yield broader economic benefits Finance Indraneel Chakraborty Apoorva Javadekar Rodney Ramcharan Published 26.04.21
Learning to navigate a new financial technology: Evidence from Bangladesh How do consumers learn to navigate a new financial technology? An experiment with workers from Bangladesh suggests that experience makes a difference Finance Emily Breza Martin Kanz Leora F. Klapper Published 02.04.21
Is mobile money changing the rural landscape? Evidence from Mozambique The introduction of mobile money promoted migration out of rural areas by easing long-distance transfers and increasing resilience Finance Catia Batista Pedro Vicente Published 19.03.21
The unintended impacts of formal credit programmes on social networks: Evidence from India The introduction of financial institutions in communities may generate long-lasting externalities, including losses in informal social linkages Finance Abhijit Banerjee Emily Breza Arun G. Chandrasekhar Esther Duflo Matthew Jackson Cynthia Kinnan Published 17.02.21
